Why am I paying so much for car insurance?

Why am I paying so much for car insurance?

I don't understand how someone who is 27 and has 2 DUIs and 2 Totaled vehicles on their driving record pay less for car insurance than a 17 year old like me. Ive been driving for a year now and have had no run ins with the law and no accidents and I pay $281.00 for liability insurance. And this other guy pays $89.00. I understand that statistically teenage drivers are bad drivers but still versus a drunk driver who has totaled 2 cars and god knows how many tickets he has. Honestly I just want to know why the cost range is so substantially different. lately ive just been thinking that how often I would get pulled over it would be cheaper to pay a $500 no insurance ticket once or twice a year then to buy insurance. Just pointing out a statement, THATS JUST SAD...

 

BEST ANSWER: Try this site where you can compare quotes:4insurequotes.xyz

 

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I don't understand how someone who is 27 and has 2 DUIs and 2 Totaled vehicles on their driving record pay less for car insurance than a 17 year old like me. Ive been driving for a year now and have had no run ins with the law and no accidents and I pay $281.00 for liability insurance. And this other guy pays $89.00. I understand that statistically teenage drivers are bad drivers but still versus a drunk driver who has totaled 2 cars and god knows how many tickets he has. Honestly I just want to know why the cost range is so substantially different. lately ive just been thinking that how often I would get pulled over it would be cheaper to pay a $500 no insurance ticket once or twice a year then to buy insurance. Just pointing out a statement, THATS JUST SAD...

 

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Why am I paying so much for car insurance?

I don't understand how someone who is 27 and has 2 DUIs and 2 Totaled vehicles on their driving record pay less for car insurance than a 17 year old like me. Ive been driving for a year now and have had no run ins with the law and no accidents and I pay $281.00 for liability insurance. And this other guy pays $89.00. I understand that statistically teenage drivers are bad drivers but still versus a drunk driver who has totaled 2 cars and god knows how many tickets he has. Honestly I just want to know why the cost range is so substantially different. lately ive just been thinking that how often I would get pulled over it would be cheaper to pay a $500 no insurance ticket once or twice a year then to buy insurance. Just pointing out a statement, THATS JUST SAD...

 

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Why am I paying so much for car insurance?

I don't understand how someone who is 27 and has 2 DUIs and 2 Totaled vehicles on their driving record pay less for car insurance than a 17 year old like me. Ive been driving for a year now and have had no run ins with the law and no accidents and I pay $281.00 for liability insurance. And this other guy pays $89.00. I understand that statistically teenage drivers are bad drivers but still versus a drunk driver who has totaled 2 cars and god knows how many tickets he has. Honestly I just want to know why the cost range is so substantially different. lately ive just been thinking that how often I would get pulled over it would be cheaper to pay a $500 no insurance ticket once or twice a year then to buy insurance. Just pointing out a statement, THATS JUST SAD...

 

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If you have full insurance on your vehicle and you was driving reckless and got into a accident is it covered.....

 

 

Why is my car insurance so expensive?

hi, i tryd luking for car insurance but all of them are expensive, the minimum is 4000 and max in over 10,000. im 19 years old, live in london and i passed my test last week. i knw aome people who are 19 and passed recently and there insurance is only 1000. btw the car has a 1.4 engine and is a 1997 model. also can someone explain to me what no claim bonus means? thanks a lot

 

 

Why do most people try to scare young drivers with large insurance costs?

I am a responsible teen. Why do some people try to tell me I'm not? I hate generalization.

 

 

Car insurance- how do I do it.....?

I am looking for a car to buy but I want to know how much it will cost beore I decide on a car. Is there a way of finding this out without actually having the car yet? I have tried guessing but the search cant find the model or registration year and then it asks for the name that the vehicle is registered to. I am looking at a Nissan Figaro 1.0 automatic, Smart car automatic, peugeot 206 automatic or Mazda 2 (automatic) can anyone help me?

 

 

Will my sisters auto insurance go up?

i live with my sister and her husband. i do not have any auto insurance. i was a pedestrian that got backed into by a car. i now will have to go and have surgery on my knee. to make a long story short, will my sisters auto insurance cover me because i am a resident relative? will their auto insurance go up if they cover me (they will get reimbursed though by the party who hit me)

 

 

Cheapest insurance company for young drivers?

Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you

 

 

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.

 

 

Health Insurance Help for Visitors?

my family is visiting us in california and need medical visit. they have visitors insurance which says that we need to pay for our visit now and they will evaluate and reimburse us. do these insurances reimburse anything and everything? what is a hospital/clinic to visit for visitors around southern california? how is kaiser?

 

 

Average monthly Life Insurance Bill?

doing a project in Personal finance...could someone help me out?

 

 

Cheap car insurance companies?!?

Does anyone know of any cheap or fair priced car insurance companies? Any suggestions will help??

 

 

Car Insurance?

Okay so I'm sixteen and I got my license about two months ago. But I haven't been allowed to drive yet because I don't have car insurance. Is it really illegal to drive without car insurance?

 

 

How much did your car insurance go up after you claimed?

I had a single vehicle accident, my car may be beyond repair and I've no chance of getting my 1st yrs no claims now. How much did yours go up after you claimed?

 

 

Is it worth having private medical insurance if your in your 30s and healthy?

Is it worth having private medical insurance if your in your 30s and healthy?

 

 

Girlfriend as spouse for auto insurance?

What could happen to me if I claim my girlfriend as my spouse on my auto insurance quote to get a better quote?

 

 

Should i sell my car and purchase a bike?

My situation is i currently own a car but as usual it just seems to be sucking up all my income. I'm currently a student but i work part time aswel with quite a good income. I need some sort of transport as 2-3 times a week i finish work really early in the morning when public transport is unavailable, work is about 25km away so its not a huge distance. The market value of my car is $8500AUD at the moment which would be more than enough to get a bike and appropriate gear plus rego but would it be any cheaper? On my car i spend $60 on petrol each week plus maintenance costs for the past year have been around $870 including rego and insurance it costs me around $5500 to maintain it each year, would a bike be any cheaper? and is it wort the trade off im spending around 1/4 of my incoming on this car which could be going to more important things.

 

 

Denied for life insurance thru employer?

Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..

 

 

Selling a Car in Colorado With Expired Plates and No Insurance?

I have a car that has expired plates and no insurance as I haven't been using it for the past few months. The plates are expired since March of this year. Will either a dealership or private-buyer be able to purchase her? I am afraid to register the plates as I was told that I need proof of insurance. I am afraid to purchase insurance because I was told that the insurance company will report me for expired plates. How can I get around this issue without going to court? The car has been parked on private property for months!

 

 

When should I sell my car to move to California?

I am moving from Kansas to Los Angeles,California this coming August/September for school and my car requires a lot of money so I want to get rid of it before I go.. $200 month on the payment $80 for insurance $120 month on gas and not including any maintenance that has to be done so with all that being said it seems like a good idea to sell it and save my money after moving to just purchase a cheaper car outright if need be. Does this seem like a good idea and if so when should i start listing my car for sale? It's a 2006 Saturn Ion and by the time I am ready to sell I'll owe about $4,500-5,000. Any answers from someone who has been in the same situation or who can provide ADVICE would be helpful, I don't need to hear any answers about staying in Kansas because that isn't related to the question. Thank you!

 

 

What do you recommend for cheap car insurance for a young driver?

I am 18 and passed my test 3 weeks ago today when i was 17! I have a Ford Fiesta 1.1 N reg! I have done my pass plus too! The best quote i have found is 967 and that is without telling them i have done my pass plus! It was also for third party fire and theft! Can someone recommend a cheap insurance company please! Many thanks

 

 

My car insurance wont cover me. what can i do?

I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?

 

Why am I paying so much for car insurance?

I don't understand how someone who is 27 and has 2 DUIs and 2 Totaled vehicles on their driving record pay less for car insurance than a 17 year old like me. Ive been driving for a year now and have had no run ins with the law and no accidents and I pay $281.00 for liability insurance. And this other guy pays $89.00. I understand that statistically teenage drivers are bad drivers but still versus a drunk driver who has totaled 2 cars and god knows how many tickets he has. Honestly I just want to know why the cost range is so substantially different. lately ive just been thinking that how often I would get pulled over it would be cheaper to pay a $500 no insurance ticket once or twice a year then to buy insurance. Just pointing out a statement, THATS JUST SAD...

https://www.linkedin.com/pulse/do-parking-citations-affect-my-insurance-rates-william-carr/